by Chad Gammon | Oct 8, 2025 | Tax Strategy
As the year winds down, it is the perfect time to take a closer look at your tax strategy. Thoughtful planning before December 31 can help you reduce your tax bill, strengthen your retirement plan, and make the most of your money. Here are several smart tax moves to...
by Chad Gammon | Sep 24, 2025 | Retirement Planning
If you are an Iowa public employee, such as a teacher, law enforcement officer, or government worker, you have likely heard chatter about changes to IPERS, Iowa’s defined benefit pension system. In 2025, a state task force called Iowa DOGE floated several ideas that...
by Chad Gammon | Sep 21, 2025 | Investments, Retirement Planning
Target date funds are one of the most common investment options in retirement accounts today. They are designed to make investing easier by automatically adjusting your portfolio over time. But while target date funds offer simplicity, they may not always be the best...
by Chad Gammon | Sep 13, 2025 | Personal Finance
Reward credit cards can be a great way to earn cash back, travel perks, or points on everyday purchases. For some people, they are a smart addition to a financial plan. For others, they can create more problems than benefits. So how do you know if a rewards card makes...
by Chad Gammon | Sep 4, 2025 | Insurance
When it comes to protecting your finances, most people think about auto insurance, homeowners insurance, or even life insurance. But what happens when those policies are not enough? That’s where umbrella insurance comes in. Umbrella insurance is an extra layer of...
