by Chad Gammon | Feb 2, 2026 | Personal Finance, Retirement Planning, Tax Strategy
Trump Accounts represent one of the newest investment vehicles available to American families, created under the One Big Beautiful Bill Act of 2025. These accounts combine features of traditional IRAs with long-term savings goals specifically designed for children....
by Chad Gammon | Jan 20, 2026 | Insurance, Retirement Planning
Many people assume life insurance is something you need only while you are working. As retirement approaches, a common question comes up. Do I still need life insurance once I stop earning a paycheck? The answer depends on why the coverage exists and how it fits into...
by Chad Gammon | Jan 3, 2026 | Investments, Personal Finance, Retirement Planning
The start of a new year has a way of making us pause. We naturally reflect on where we have been, what worked, what did not, and what we hope the next chapter will bring. Financially, the New Year is not about perfection or drastic change. It is about clarity,...
by Chad Gammon | Nov 29, 2025 | Retirement Planning, Tax Strategy
If you are in a lower tax year than usual, a Roth conversion can be a smart way to move money from a traditional IRA into a Roth IRA and lock in today’s tax rate. Think of it as paying tax on your terms now so that future withdrawals can be tax free if you follow the...
by Chad Gammon | Nov 16, 2025 | Retirement Planning
If you are an Iowa teacher in your 50s or 60s, IPERS is likely the backbone of your retirement plan. It is designed to provide a steady monthly check, but knowing how the benefit is calculated, and how it fits with Social Security and your savings, can feel unclear....
