by Chad Gammon | Mar 1, 2026 | Tax Strategy, Retirement Planning
If you are approaching retirement in Iowa and still planning around the assumption that the state will tax your pension and IRA withdrawals, your plan may be out of date. Iowa does not tax most retirement income for residents who qualify for the state’s retirement...
by Chad Gammon | Feb 2, 2026 | Personal Finance, Retirement Planning, Tax Strategy
Trump Accounts represent one of the newest investment vehicles available to American families, created under the One Big Beautiful Bill Act of 2025. These accounts combine features of traditional IRAs with long-term savings goals specifically designed for children....
by Chad Gammon | Nov 29, 2025 | Retirement Planning, Tax Strategy
If you are in a lower tax year than usual, a Roth conversion can be a smart way to move money from a traditional IRA into a Roth IRA and lock in today’s tax rate. Think of it as paying tax on your terms now so that future withdrawals can be tax free if you follow the...
by Chad Gammon | Oct 8, 2025 | Tax Strategy
As the year winds down, it is the perfect time to take a closer look at your tax strategy. Thoughtful planning before December 31 can help you reduce your tax bill, strengthen your retirement plan, and make the most of your money. Here are several smart tax moves to...
by Chad Gammon | Aug 16, 2025 | Retirement Planning, Tax Strategy
Tax planning before retirement can make a huge difference in how long your savings last. Without a strategy, taxes can quietly eat away at your income, leaving you with less money for travel, hobbies, and the lifestyle you’ve worked hard to build. Many retirees are...
by Chad Gammon | Jul 13, 2025 | Tax Strategy
If you’re taking out a student loan this fall or are already on track for student loan forgiveness through programs like Public Service Loan Forgiveness (PSLF) or Income-Driven Repayment (IDR), you might be wondering how the new tax law will affect you. A...
