by Chad Gammon | May 3, 2026 | Retirement Planning, Investments
If you have access to a Health Savings Account, you may already know it helps cover medical expenses tax-free. But here is something a lot of people miss: the HSA is quietly one of the most powerful retirement savings tools available, and most people are not using it...
by Chad Gammon | Jan 3, 2026 | Investments, Personal Finance, Retirement Planning
The start of a new year has a way of making us pause. We naturally reflect on where we have been, what worked, what did not, and what we hope the next chapter will bring. Financially, the New Year is not about perfection or drastic change. It is about clarity,...
by Chad Gammon | Nov 3, 2025 | College Savings, Investments, Personal Finance
Saving for education can feel like a big challenge, whether you are planning for your child’s college, a grandchild’s future, or even your own continuing education. One of the most effective tools available to Iowans is the Iowa 529 College Savings Plan, also known as...
by Chad Gammon | Sep 21, 2025 | Investments, Retirement Planning
Target date funds are one of the most common investment options in retirement accounts today. They are designed to make investing easier by automatically adjusting your portfolio over time. But while target date funds offer simplicity, they may not always be the best...
by Chad Gammon | Aug 10, 2025 | Insurance, Investments, Retirement Planning
When you think about building wealth, your mind might jump straight to investments, side hustles, or even cutting back on your daily coffee habit. But one of the most overlooked (and most powerful) tools for building long-term financial security is sitting right in...
by Chad Gammon | Jul 19, 2025 | Investments
On July 18, 2025, President Trump signed the GENIUS Act into law, marking a turning point in how the United States regulates crypto, especially stablecoins, the digital assets pegged to the U.S. dollar. What is a stablecoin? A stablecoin is a cryptocurrency...
