by Chad Gammon | Sep 13, 2025 | Personal Finance
Reward credit cards can be a great way to earn cash back, travel perks, or points on everyday purchases. For some people, they are a smart addition to a financial plan. For others, they can create more problems than benefits. So how do you know if a rewards card makes...
by Chad Gammon | Sep 4, 2025 | Insurance
When it comes to protecting your finances, most people think about auto insurance, homeowners insurance, or even life insurance. But what happens when those policies are not enough? That’s where umbrella insurance comes in. Umbrella insurance is an extra layer of...
by Chad Gammon | Aug 27, 2025 | Estate Planning
Most people think of estate planning as creating a will, naming beneficiaries, or setting up a trust. But in today’s world, your digital life is just as important to plan for. From online bank accounts to social media, digital photos, and even cryptocurrency wallets,...
by Chad Gammon | Aug 20, 2025 | Insurance, Retirement Planning
Collins Aerospace offers employees a voluntary benefit through Allstate that combines life insurance and long term care (LTC) protection in one plan. This type of hybrid coverage is designed to protect both your family and your retirement savings. How the Policy...
by Chad Gammon | Aug 16, 2025 | Retirement Planning, Tax Strategy
Tax planning before retirement can make a huge difference in how long your savings last. Without a strategy, taxes can quietly eat away at your income, leaving you with less money for travel, hobbies, and the lifestyle you’ve worked hard to build. Many retirees are...