Planning Perspectives shares practical ideas and advice from Custom Fit Financial to help you make smart, informed choices about your money. Whether you are getting organized, preparing for retirement, or managing taxes, our goal is to help you feel confident and in control.
If you're taking out a student loan this fall or are already on track for student loan forgiveness through programs like Public Service Loan Forgiveness (PSLF) or Income-Driven Repayment (IDR), you might be wondering how the new tax law will affect you. A Quick...
Something that may fly under the radar in the sweeping “One Big Beautiful Bill” signed into law in July 2025 is a new and potentially useful tax provision: a deduction for interest paid on auto loans. Key Details of the Auto Loan Interest Deduction ...
If you're thinking about buying an electric vehicle (EV), the clock may be ticking faster than you realize. The recently passed One Big Beautiful Bill includes a sweeping phaseout of many clean energy incentives, including the...
One of the quieter yet significant changes in the One Big Beautiful Bill is the introduction of a permanent above-the-line charitable deduction for taxpayers who don’t itemize. This means everyday generosity can now yield a tangible tax benefit. A Quick...
What Does the One Big, Beautiful Bill Mean for Roth IRA Conversions in Retirement? If you've been following tax strategy headlines over the past few years, you’ve probably heard a common refrain: convert to a Roth IRA before tax rates go up in 2026. But...
Still working but starting to think seriously about retirement? You’re not alone. If you’re in your 50s or early 60s, this is a crucial window to adjust your investment strategy so you can retire with confidence even if you don’t have a million dollars saved. ...
Many people believe you need a million dollars to retire comfortably. But the reality is, most Americans retire with far less, and still enjoy fulfilling, financially secure lives. If you’re in your 50s or 60s and feeling behind, don’t panic. At Custom Fit Financial,...