by Chad Gammon | Nov 16, 2025 | Retirement Planning
If you are an Iowa teacher in your 50s or 60s, IPERS is likely the backbone of your retirement plan. It is designed to provide a steady monthly check, but knowing how the benefit is calculated, and how it fits with Social Security and your savings, can feel unclear....
by Chad Gammon | Sep 24, 2025 | Retirement Planning
If you are an Iowa public employee, such as a teacher, law enforcement officer, or government worker, you have likely heard chatter about changes to IPERS, Iowa’s defined benefit pension system. In 2025, a state task force called Iowa DOGE floated several ideas that...
by Chad Gammon | Sep 21, 2025 | Investments, Retirement Planning
Target date funds are one of the most common investment options in retirement accounts today. They are designed to make investing easier by automatically adjusting your portfolio over time. But while target date funds offer simplicity, they may not always be the best...
by Chad Gammon | Aug 20, 2025 | Insurance, Retirement Planning
Collins Aerospace offers employees a voluntary benefit through Allstate that combines life insurance and long term care (LTC) protection in one plan. This type of hybrid coverage is designed to protect both your family and your retirement savings. How the Policy...
by Chad Gammon | Aug 16, 2025 | Retirement Planning, Tax Strategy
Tax planning before retirement can make a huge difference in how long your savings last. Without a strategy, taxes can quietly eat away at your income, leaving you with less money for travel, hobbies, and the lifestyle you’ve worked hard to build. Many retirees are...
by Chad Gammon | Aug 10, 2025 | Insurance, Investments, Retirement Planning
When you think about building wealth, your mind might jump straight to investments, side hustles, or even cutting back on your daily coffee habit. But one of the most overlooked (and most powerful) tools for building long-term financial security is sitting right in...
