About Us
Meet Chad Gammon CFP®, RICP®, EA
Custom Fit Financial LLC is owned and operated by Chad Gammon, CFP®, RICP®, EA, a fee-only, advice-only fiduciary financial planner based in Cedar Rapids, Iowa, recognized nationally for his expertise in retirement and tax planning through features in The Wall Street Journal, Forbes, AARP, Kiplinger, and CBS News.
After more than 25 years in Information Technology, much of it in leadership, I found my greatest satisfaction in helping people. I loved guiding others toward smarter financial choices and more confident futures.
That passion led me to start Custom Fit Financial LLC, a fee-only, fiduciary financial planning firm based in Cedar Rapids, Iowa. I work with clients in Iowa City, across Iowa, and virtually nationwide.
Every client gets a plan built around their specific goals and situation. Whether you are preparing for retirement, managing taxes, organizing your finances, or saving for education, I build a clear and actionable plan designed around you.
My Credentials
I am a CERTIFIED FINANCIAL PLANNER™ (CFP®). This credential requires thousands of hours of experience and a rigorous national exam covering all areas of financial planning.
I am also a Retirement Income Certified Professional® (RICP®). This designation focuses specifically on retirement income strategies and distribution planning.
I am an Enrolled Agent (EA), a federal tax designation issued by the U.S. Department of the Treasury. This means I bring tax expertise alongside financial planning advice.
I fulfill ongoing continuing education requirements for all my designations, staying current on tax law, retirement strategies, and fiduciary standards. My recent CFP® continuing education has covered RMD regulations, retirement income strategies, HSA tax planning, estate planning, charitable giving, bond taxation, rebalancing strategies, incentive stock options, and qualified small business stock. My EA continuing education in 2025 and 2026 has focused on federal tax law, including Roth IRA strategies, theft loss rules, hobby loss rules, and tax-free employee benefits.
My Memberships
I am a member of XY Planning Network, The National Association of Personal Financial Advisors (NAPFA), Advice-Only Network, and Fee-Only Network. These organizations hold members to strict fiduciary and fee-only standards.
In the News
My financial insights have been featured in The Wall Street Journal, AARP, Kiplinger, Forbes, and CBS News. (Media Mentions). I have shared practical advice on retirement planning, tax strategies, Social Security, and mortgage decisions. I bring that same real-world perspective to every client relationship.
If you are looking for a financial planner who values trust, clarity, and straight talk, I would love to connect. At Custom Fit Financial LLC, your goals come first.
