Financial planning that fits your life
Financial planning that fits your life
How we help you
At Custom Fit Financial, we provide clear, affordable financial planning for individuals and families with a net worth of $2 million or less. As a fee-only, advice-only fiduciary financial planner in Cedar Rapids, Iowa, we help clients locally in Iowa City, across the state, and nationwide through secure virtual consultations.
Every client’s situation is unique. Our goal is to offer straightforward, personalized advice that helps you feel confident about your money. Whether you are planning for retirement, managing everyday finances, or exploring tax-efficient investment strategies, we will create a plan designed around your goals and values.
Our planning process begins with understanding what matters most to you—your goals, values, and priorities. We take time to learn your complete financial picture before offering recommendations. From there, we design a plan that is realistic, actionable, and built to evolve with you.
Our financial planning services include:
• Retirement readiness and income planning
• Tax planning to help reduce current and future taxes
• Investment analysis and portfolio review
• Budgeting and cash flow management
• College savings and education funding planning
• Insurance and risk management reviews
• Estate planning reviews
We believe financial planning should simplify your life, not complicate it. That is why we focus on clarity, education, and steady progress over time. We help you prioritize what is most important right now while preparing for what comes next.
For some clients, that means developing a retirement income plan that balances stability and flexibility. For others, it might involve finding tax-efficient ways to invest, paying off debt faster, or setting up a college savings plan that fits within their budget. Whatever your goals, we meet you where you are and guide you forward with confidence.
If you are planning for retirement, saving for college, or simply seeking more clarity and control over your finances, working with the right financial partner can help you make meaningful progress. We invite you to schedule a consultation to begin a thoughtful conversation about your financial goals and next steps.
Meet Chad Gammon, CFP®, RICP®, EA
Chad Gammon is a fee-only, advice-only fiduciary financial planner based in Cedar Rapids, Iowa. He works with clients locally and virtually across the United States, focusing on individuals and families with a net worth of $2 million or less.
His goal is to help people plan for retirement, manage taxes, and make confident financial decisions without product sales or asset minimums.
Chad’s financial insights have been featured in national outlets such as The Wall Street Journal (Buy Side), AARP, Kiplinger, Forbes, and CBS News (Media). He has shared practical guidance on retirement, tax strategies, mortgage decisions, and saving in today’s high-rate environment.
He is a CERTIFIED FINANCIAL PLANNER™ professional, a Retirement Income Certified Professional® (RICP®), and an Enrolled Agent who specializes in tax-focused retirement planning. Chad is also a member of NAPFA, XY Planning Network, and the Advice-Only Network. Membership in these organizations reflects a commitment to fee-only, fiduciary advice, high ethical standards, and ongoing professional education, with a focus on avoiding conflicts of interest related to product sales.
